Whatever you think about Sarah Palin, she has always been a big supporter of our men and women in uniform, and our veterans. She is auctioning off a dinner date for a wounded veteran charity. More on Sarah Palin's auction here.
The bidding starts at $25,000 and begins Tuesday, on ebay(?). Many other celebrities are involved with the charity as well. Have a look if you have the money or are just curious!
VA Veterans Home Loans
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Latest news and commentary on military members, and veterans. We have info on benefits, help, and ways to support our troops and veterans!
Sunday, September 6, 2009
Thursday, September 3, 2009
Afghan war can be won.
No need to pull out. An Afghanistan that is taliban is not an option.
Let the pentagon run it. Run it completely, run it well, run it with all the resources they need.
Does Obama have a stomach for it? He should. He campaigned on it! He just said it was vital to our security! If he changes his mind now, he will have both sides upset.
Our military did a fantastic job in Iraq. Before and after the surge. But, obviously the surge turned the tide. Also the resolve to finally let the military do it the way they wanted.
There is no better people to be running our military than the military itself. When you let politicians run things, the end game gets muddled.
Our military is the finest in the world. When they are allowed to do their jobs as they trained for, and as the soldiers in command call for, we can do anything!
Getting out of Afghanistan is not an option. It will take as much sacrifice as Iraq. We just hope they do not start a body count on the 6 o'clock news. Journalists would take offense at the pentagon reporting news. So ask the journalists to stop trying to run a war.
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
Let the pentagon run it. Run it completely, run it well, run it with all the resources they need.
Does Obama have a stomach for it? He should. He campaigned on it! He just said it was vital to our security! If he changes his mind now, he will have both sides upset.
Our military did a fantastic job in Iraq. Before and after the surge. But, obviously the surge turned the tide. Also the resolve to finally let the military do it the way they wanted.
There is no better people to be running our military than the military itself. When you let politicians run things, the end game gets muddled.
Our military is the finest in the world. When they are allowed to do their jobs as they trained for, and as the soldiers in command call for, we can do anything!
Getting out of Afghanistan is not an option. It will take as much sacrifice as Iraq. We just hope they do not start a body count on the 6 o'clock news. Journalists would take offense at the pentagon reporting news. So ask the journalists to stop trying to run a war.
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
Wednesday, September 2, 2009
Inglourious Basterd movie is fake, we all know, but how about the real story?
The movie Inglourious Basterds, makes you think Jews were a bunch of crazed violent people out for revenge. Nothing could be further from the truth. Jew from various countries were recruited, trained, and sent on dangerous missions for the allies. They were not bent on vengeance. They were not bent on violence. They were focused on fighting, the right way, for a cause. Inglourious Basterds does a disservice to these World War II veterans. NPR did a great piece on that. Click here for the real story. Hollywood has not done veterans a service in years. Why should they start now?
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
VA Vetrans Home Loan Eligibility. Are you Eligible for a VA Home Loan?
Q: How do I apply for a VA guaranteed loan?
A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.
Q: How do I get a Certificate of Eligibility?
A: Complete a VA Form 26-1880, Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service. In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it's best to provide such evidence.
Q: Can my lender get my Certificate of Eligibility for me?
A: Yes, it's called Web LGY. Most lenders have access to the Web LGY system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through Web LGY - only those for which VA has sufficient data in our records. However, veterans are encouraged to ask their lenders about this method of obtaining a certificate.
Q: What is acceptable proof of military service?
A: If you are still serving on regular active duty, you must include an original statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters which identifies you and your social security number, and provides your date of entry on your current active duty period and the duration of any time lost.
If you were discharged from regular active duty after January 1, 1950, a copy of DD Form 214, Certificate of Release or Discharge From Active Duty should be included with your VA Form 26-1880. If you were discharged after October 1, 1979, DD Form 214 copy 4 should be included. A PHOTOCOPY OF DD214 WILL SUFFICE.....DO NOT SUBMIT AN ORIGINAL DOCUMENT.
If you are still serving on regular active duty, you must include an original statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters which shows your date of entry on your current active duty period and the duration of any time lost.
If you were discharged from the Selected Reserves or the National Guard, you must include copies of adequate documentation of at least 6 years of honorable service. If you were discharged from the Army or Air Force National Guard, you may submit NGB Form 22, Report of Separation and Record of Service, or NGB Form 23, Retirement Points Accounting, or it’s equivalent. If you were discharged from the Selected Reserve, you may submit a copy of your latest annual points statement and evidence of honorable service. Unfortunately, there is no single form used by the Reserves or National Guard similar to the DD Form 214. It is your responsibility to furnish adequate documentation of at least 6 years of honorable service.
If you are still serving in the Selected Reserves or the National Guard, you must include an original statement of service signed by, or by the direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters showing the length of time that you have been a member of the Selected Reserves. Again, at least 6 years of honorable service must be documented.
Q: How can I obtain proof of military service?
A: Standard Form 180, Request Pertaining to Military Records, is used to apply for proof of military service regardless of whether you served on regular active duty or in the selected reserves. This request form is NOT processed by VA. Rather, Standard Form 180 is completed and mailed to the appropriate custodian of military service records. Instructions are provided on the reverse of the form to assist in determining the correct forwarding address.
Q: I have already obtained one VA loan. Can I get another one?
A: Yes, your eligibility is reusable depending on the circumstances. Normally, if you have paid off your prior VA loan and disposed of the property, you can have your used eligibility restored for additional use. Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full but you still own the property. In either case, to obtain restoration of eligibility, the veteran must send a completed VA Form 26-1880 to our Winston-Salem Eligibility Center. To prevent delays in processing, it is also advisable to include evidence that the prior loan has been paid in full and, if applicable, the property disposed of. This evidence can be in the form of a paid-in-full statement from the former lender, or a copy of the HUD-1 settlement statement completed in connection with a sale of the property or refinance of the prior loan.
Q: I sold the property I obtained with my prior VA loan on an assumption. Can I get my eligibility restored to use for a new loan?
A: In this case the veteran’s eligibility can be restored only if the qualified assumer is also an eligible veteran who is willing to substitute his or her available eligibility for that of the original veteran. Otherwise, the original veteran cannot have eligibility restored until the assumer has paid off the VA loan.
Q: My prior VA loan was assumed, the assumer defaulted on the loan, and VA paid a claim to the lender. VA said it wasn’t my fault and waived the debt. Now I need a new VA loan but I am told that my used eligibility can not be restored. Why?
Or,
Q: My prior loan was foreclosed on, or I gave a deed in lieu of foreclosure, or the VA paid a compromise (partial) claim. Although I was released from liability on the loan and/or the debt was waived, I am told that I cannot have my used eligibility restored. Why?
A: In either case, although the veteran’s debt was waived by VA, the Government still suffered a loss on the loan. The law does not permit the used portion of the veteran’s eligibility to be restored until the loss has been repaid in full.
Q: Only a portion of my eligibility is available at this time because my prior loan has not been paid in full even though I don’t own the property anymore. Can I still obtain a VA guaranteed home loan?
A: Yes, depending on the circumstances. If a veteran has already used a portion of his or her eligibility and the used portion cannot yet be restored, any partial remaining eligibility would be available for use. The veteran would have to discuss with a lender whether the remaining balance would be sufficient for the loan amount sought and whether any down payment would be required.
Q: Is the surviving spouse of a deceased veteran eligible for the home loan benefit?
A: The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. If you wish to make application for the home loan benefit as a surviving spouse, contact our Winston-Salem Eligibility Center. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan. For more information, contact our Winston-Salem Eligibility Center.
[NOTE: Also, a surviving spouse who remarries on or after attaining age 57, and on or after December 16, 2003, may be eligible for the home loan benefit. However, a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must apply no later than December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 16, 2003 that are received after December 15, 2004.]
Q: Are the children of a living or deceased veteran eligible for the home loan benefit?
A: No, the children of an eligible veteran are not eligible for the home loan benefit.
For More Info on Va Veterans Home Loans Click Here.
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.
Q: How do I get a Certificate of Eligibility?
A: Complete a VA Form 26-1880, Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service. In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it's best to provide such evidence.
Q: Can my lender get my Certificate of Eligibility for me?
A: Yes, it's called Web LGY. Most lenders have access to the Web LGY system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through Web LGY - only those for which VA has sufficient data in our records. However, veterans are encouraged to ask their lenders about this method of obtaining a certificate.
Q: What is acceptable proof of military service?
A: If you are still serving on regular active duty, you must include an original statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters which identifies you and your social security number, and provides your date of entry on your current active duty period and the duration of any time lost.
If you were discharged from regular active duty after January 1, 1950, a copy of DD Form 214, Certificate of Release or Discharge From Active Duty should be included with your VA Form 26-1880. If you were discharged after October 1, 1979, DD Form 214 copy 4 should be included. A PHOTOCOPY OF DD214 WILL SUFFICE.....DO NOT SUBMIT AN ORIGINAL DOCUMENT.
If you are still serving on regular active duty, you must include an original statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters which shows your date of entry on your current active duty period and the duration of any time lost.
If you were discharged from the Selected Reserves or the National Guard, you must include copies of adequate documentation of at least 6 years of honorable service. If you were discharged from the Army or Air Force National Guard, you may submit NGB Form 22, Report of Separation and Record of Service, or NGB Form 23, Retirement Points Accounting, or it’s equivalent. If you were discharged from the Selected Reserve, you may submit a copy of your latest annual points statement and evidence of honorable service. Unfortunately, there is no single form used by the Reserves or National Guard similar to the DD Form 214. It is your responsibility to furnish adequate documentation of at least 6 years of honorable service.
If you are still serving in the Selected Reserves or the National Guard, you must include an original statement of service signed by, or by the direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters showing the length of time that you have been a member of the Selected Reserves. Again, at least 6 years of honorable service must be documented.
Q: How can I obtain proof of military service?
A: Standard Form 180, Request Pertaining to Military Records, is used to apply for proof of military service regardless of whether you served on regular active duty or in the selected reserves. This request form is NOT processed by VA. Rather, Standard Form 180 is completed and mailed to the appropriate custodian of military service records. Instructions are provided on the reverse of the form to assist in determining the correct forwarding address.
Q: I have already obtained one VA loan. Can I get another one?
A: Yes, your eligibility is reusable depending on the circumstances. Normally, if you have paid off your prior VA loan and disposed of the property, you can have your used eligibility restored for additional use. Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full but you still own the property. In either case, to obtain restoration of eligibility, the veteran must send a completed VA Form 26-1880 to our Winston-Salem Eligibility Center. To prevent delays in processing, it is also advisable to include evidence that the prior loan has been paid in full and, if applicable, the property disposed of. This evidence can be in the form of a paid-in-full statement from the former lender, or a copy of the HUD-1 settlement statement completed in connection with a sale of the property or refinance of the prior loan.
Q: I sold the property I obtained with my prior VA loan on an assumption. Can I get my eligibility restored to use for a new loan?
A: In this case the veteran’s eligibility can be restored only if the qualified assumer is also an eligible veteran who is willing to substitute his or her available eligibility for that of the original veteran. Otherwise, the original veteran cannot have eligibility restored until the assumer has paid off the VA loan.
Q: My prior VA loan was assumed, the assumer defaulted on the loan, and VA paid a claim to the lender. VA said it wasn’t my fault and waived the debt. Now I need a new VA loan but I am told that my used eligibility can not be restored. Why?
Or,
Q: My prior loan was foreclosed on, or I gave a deed in lieu of foreclosure, or the VA paid a compromise (partial) claim. Although I was released from liability on the loan and/or the debt was waived, I am told that I cannot have my used eligibility restored. Why?
A: In either case, although the veteran’s debt was waived by VA, the Government still suffered a loss on the loan. The law does not permit the used portion of the veteran’s eligibility to be restored until the loss has been repaid in full.
Q: Only a portion of my eligibility is available at this time because my prior loan has not been paid in full even though I don’t own the property anymore. Can I still obtain a VA guaranteed home loan?
A: Yes, depending on the circumstances. If a veteran has already used a portion of his or her eligibility and the used portion cannot yet be restored, any partial remaining eligibility would be available for use. The veteran would have to discuss with a lender whether the remaining balance would be sufficient for the loan amount sought and whether any down payment would be required.
Q: Is the surviving spouse of a deceased veteran eligible for the home loan benefit?
A: The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. If you wish to make application for the home loan benefit as a surviving spouse, contact our Winston-Salem Eligibility Center. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan. For more information, contact our Winston-Salem Eligibility Center.
[NOTE: Also, a surviving spouse who remarries on or after attaining age 57, and on or after December 16, 2003, may be eligible for the home loan benefit. However, a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must apply no later than December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 16, 2003 that are received after December 15, 2004.]
Q: Are the children of a living or deceased veteran eligible for the home loan benefit?
A: No, the children of an eligible veteran are not eligible for the home loan benefit.
For More Info on Va Veterans Home Loans Click Here.
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
Tuesday, September 1, 2009
Women in Military Face Child Custody Loss on Return
It is a growing trend. Women in the military. They actually have done a fine job in the greatest service in the world. But women do something that men don't. They have children. Can you imagine the heartbreak of being deployed overseas and leaving your children behind? This is hard enough for a man. How much more so for a women?
Many women who leave their children behind are now facing the unthinkable on their return. Loss of custody. Some women who go overseas do not have a close relative to take over raising a child. They must make arrangements. Some of the people involved with these arrangements think that if the women is gone overseas, she must be an unfit mother. Many women veteran's are now returning to their homes and finding the people they left their children with now will not give them up. They feel they are the ones who are now deserving of raising the child. How would you feel?
These women now must go to court and fight over a child that should be rightfully theirs. Is this how we want to treat our brave women who join our military?
The rising rates of single mothers, and the economy making military service attractive, is leading to many of these cases.
Your military service should not interfere with the custody of your child. Nobody has the right to "steal" your children, or lay claim to them, just because you are deployed oversees.
There are many bills floating around that will make it so that military service and deployments are not factors in custody. We urge you to contact your congressman and state law makers to get legislation passed to help these brave women. We wish they would go a step further. When a women returns, and she was a fit mother before, she should automatically get her children back. No questions. Why are we treating our military veterans like this?
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
Many women who leave their children behind are now facing the unthinkable on their return. Loss of custody. Some women who go overseas do not have a close relative to take over raising a child. They must make arrangements. Some of the people involved with these arrangements think that if the women is gone overseas, she must be an unfit mother. Many women veteran's are now returning to their homes and finding the people they left their children with now will not give them up. They feel they are the ones who are now deserving of raising the child. How would you feel?
These women now must go to court and fight over a child that should be rightfully theirs. Is this how we want to treat our brave women who join our military?
The rising rates of single mothers, and the economy making military service attractive, is leading to many of these cases.
Your military service should not interfere with the custody of your child. Nobody has the right to "steal" your children, or lay claim to them, just because you are deployed oversees.
There are many bills floating around that will make it so that military service and deployments are not factors in custody. We urge you to contact your congressman and state law makers to get legislation passed to help these brave women. We wish they would go a step further. When a women returns, and she was a fit mother before, she should automatically get her children back. No questions. Why are we treating our military veterans like this?
VA Veterans Home Loans
Teacher Resources, Teaching Articles, Teaching Tips.
College Money, Financial Aid, Student Loans, Consolidation, Scholarships.
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